Calculate when you'll reach Coast FI based on your current savings, desired retirement income, and monthly contributions.
Enter your information to calculate your Coast FI number
Coast FI (Coast Financial Independence) is the amount of money you need to have saved today so that, without adding any more money, it will grow to support your retirement at your desired retirement age.
Once you reach Coast FI, you can "coast" to retirement knowing that your current savings will grow enough to support you in retirement, even if you never save another dollar.
This calculator uses the safe withdrawal rate (typically 4%) to determine how much you'll need in retirement, then works backwards to find your Coast FI number.
Determine how much you'll need in retirement based on your expenses and inflation
Calculate what you need today for that amount to grow with compound interest
Once you reach that number, you can coast to financial independence